USD → TRY
Cheapest way to send money to Turkey
Turkey is the one corridor here where the timing matters as much as the fee. The lira has lost value steadily for years, so the rate you convert at moves noticeably over months, and holding lira you do not need yet has a real cost.
The practical consequence is to convert closer to when you actually spend rather than moving a large sum in advance. A provider that is a fraction of a percent cheaper will not make up for converting a year's rent at the wrong moment.
Checked . Fee figures are typical estimates, not live quotes. Change them in the calculator if you know your exact fees.
01
The transfer
How much, and which two currencies.
Not in the list? Choose “Enter my own…” and type the 3-letter code (GEL, VND, COP…).
02
How the money moves
Sending to someone else and spending your own money there are different questions. Pick one from the matching group.
To someone else
Your own money there
Loading live rate…
After fees · Wise
1 USD = 47.66 TRY
Mid-market is 48.00.
Adjust feesThese are typical estimates, not official numbers from the company›
Sending $1,000 to someone in Turkey
Money leaves you and arrives with them in Turkish lira. Sorted cheapest first. “Cost” is the fee plus whatever the rate is worse than mid-market, which is the part most comparisons leave out.
These are typical fees, not Turkey fees. Nobody has checked these particular numbers for Turkey yet, so treat the order as a general rule and the amounts as a rough guide. Get a real quote before you commit.
| Method | Cost | They receive |
|---|---|---|
| Revolut | $5.990.6% | 47,712TRY |
| Wise | $7.000.7% | 47,664TRY |
| Remitly | $17.931.8% | 47,139TRY |
| PayPal | $44.804.5% | 45,850TRY |
| Western Union | $45.004.5% | 45,840TRY |
| Bank wire | $49.384.9% | 45,630TRY |
Spending your own money in Turkey
For when you are traveling there and the money is already yours. Costs are per $1,000 converted. Remember that some cards and ATMs charge you for every transaction rather than once.
These are typical fees, not Turkey fees. Nobody has checked these particular numbers for Turkey yet, so treat the order as a general rule and the amounts as a rough guide. Get a real quote before you commit.
| Method | Cost | You get |
|---|---|---|
| ATM withdrawal | $24.002.4% | 46,848TRY |
| Card spend | $30.003.0% | 46,560TRY |
| Cash | $30.003.0% | 46,560TRY |
Figures use a rate of about 48 TRY to 1 USD; the calculator above uses the live rate.
How the money arrives in Turkey
Most common first. Which of these your recipient can actually use usually matters more than a fraction of a percent in fees.
- 1Bank transfer to a Turkish account
- 2Cash pickup at an agent
- 3Foreign card spending
Living in Turkey, not just sending money there
A transfer is one number. These work out a whole month, including what the transfers cost you over a year.
- Cost of living in Istanbul$2,156/mo