True FX

What’s the cheapest way to send money?

Pick an amount and two currencies. We fill typical fees for each method and rank what you lose versus the live mid-market rate.

These are estimates, not quotes from the apps. Change Adjust fees if you know your real numbers. For rent, runway, and monthly costs, use the calculator on the home page.

The transfer

How much, and which two currencies.

Amount to sendUSD

You sendThey get

Not in the list? Choose “Enter my own…” and type the 3-letter code (GEL, VND, COP…).

How you send it

Typical estimates for each method. Open Adjust fees if yours differ.

Mid-market: 1 USD in EUR

Loading live rate…

After fees · Wise

1 USD = 0.9930 EUR

Mid-market is 1.0000.

Adjust feesThese are typical estimates, not official numbers from the company›

Percent feeA cut of the amount sent. Use 0 if there isn’t one.Flat feeA fixed charge, like $25 on a wire. Use 0 if none.Worse rate %How much worse than mid-market. 3% on $1,000 is $30.